Accept and Process Payments Online with Our Virtual Payment Terminal
With our representative-facing virtual terminal, your business will be equipped with enterprise-level customer management, communication, security, analytics and reporting, payment acceptance and processing CRM software.
What Is a VirtualPay Terminal?
For more than 30 years, The Payment Exchange has been helping companies thrive by offering hosted Internet-based customer relationship management, payment acceptance, and processing portals. Our industry expertise and robust solutions have taken the technical resources and capital burden off our client’s shoulders, freeing them up to focus on their core business model and increasing their bottom line.
VirtualPay is an innovative customer and payment management system that is full-featured, providing a one-stop shop for your business. Our scalable and customizable solution gives your representatives the tools to provide the ultimate convenience for your customers.
Our Virtual Payment Processing Solutions
Implement a virtual terminal payment processing system that makes it easier than ever before to receive and request payments.
Debit & Credit Card Processing
We offer a combined payment solution for businesses that allows for both fast and secure debit card processing, as well as convenient virtual terminal credit card processing. With VirtualPay, you can accept all major credit cards, including Visa, MasterCard, American Express, Discover, Diners, EnRoute, and JCB, and enjoy the benefits of instant payments, saving you time and money.
ACH Payment Processing
Want improved cash flow and collections? Our ACH payment processor featuring 128-bit encryption security spares your accounting team from the tiresome job of manually processing ACH payments.
Text Payments
Our SMS payment system is user-friendly and eliminates paperwork. There's no need for customers to re-enter credit card or banking info, or log in and search for usernames/passwords.
Email Payments
Payment links simplify paying online without a website, writing code, or setting up extra infrastructure. You can quickly generate a link that leads customers to a specific checkout page to finish the purchase.
Other Payment Exchange products VirtualPay works with
VirtualPay’s payment processing integrations let you manage and track transactions while accessing real-time data and analytics.
Customer Payment Portal (HostPay)
Link our HostPay system to your website for a unique and customized payment experience. Upon payment completion, your customers will receive personalized email responses and receipts.
IVR Payment System (DirectPay)
The Payment Exchange's DirectPay phone-based payment IVR system saves businesses time, money, and effort by automating inbound customer phone calls, increasing accuracy and productivity.
Automated Payment Assistant (CallSentry)
An advanced three-way telephone system that offers customers a safe way to make payments via telephone using their credit cards, CallSentry ensures that all data remains secure.
Client Reviews
Alec K.
Waste Management Industry, Pasco, WA
Very appreciative of the good support I received I specifically want to thank Matt, Bill, and Stephen
Crystal M.
County Supervisor, West Virginia County Water & Sewer Utility
The support team is always making sure our needs are met.
D’Anne K.
City Utility Services, Boulder, CO
Jason is awesome as usual and pulled through for us with never a complaint. If only he could be cloned…then the world of IT would be in a much better place.
Customize Your Payment Solutions
Offer your customers multiple payment options and watch both their satisfaction and your sales soar!
Streamline Your Operations with Online Payment Processing
Online Point-of-Sale Console
An online point-of-sale console integrated with all The Payment Exchange services (including DirectPay), that enables merchants to authorize credit card transactions, accept payments, and offer refunds.
Merchant Customization
Our software facilitates customized emails and receipts with your corporate branding. It also supports manual data input of in-person charges, phone orders, and payments by check, credit, or debit card.
Robust Security
Store customers’ payment information such as ACH, checks, and credit cards on Level One PCI Compliant servers to authorize future and recurring payments.
Analytics and Reporting
A comprehensive web-based interface that shows customer payment history and all The Payment Exchange sources of payments for easy tracking, analysis, and reporting
